Partial.ly vs Sezzle: Why Partial.ly is the Right Fit for Your Payment Plan Needs

by M. Leigh

When it comes to offering flexible payment options, choosing the right platform can significantly impact your business. Two popular options, Partial.ly and Sezzle, provide solutions for installment payments.

However, merchants often find Partial.ly to be a more suitable choice due to its customization, flexibility, and support for various business models. Here are the key reasons why merchants should choose Partial.ly over Sezzle:

Customizable Payment Plans

One of the standout features of Partial.ly is its flexibility in designing payment plans. Merchants have the freedom to:

  • Set down payment percentages.
  • Define installment amounts.
  • Choose the frequency of payments (weekly, biweekly, monthly).
  • Extend or shorten repayment terms based on customer needs.

In contrast, Sezzle operates on a fixed installment model, typically splitting payments into four equal parts over six weeks. While simple, this rigid structure may not accommodate customers who require more personalized payment schedules.

Ideal for High-Ticket Items

Partial.ly is ideal for handling higher ticket purchases and longer repayment terms, helping businesses sell expensive products or services. Industries like education, healthcare, and professional services benefit greatly from this flexibility, as customers may need extended financing options to manage larger expenses.

Sezzle, on the other hand, can only handle smaller purchases with shorter repayment periods, which might limit its overall usefulness for businesses with high-value offerings. Partial.ly can also handle smaller purchases and timeframes, giving the merchant more options within the platform.

Direct Integration with Business Systems

Partial.ly integrates seamlessly with popular platforms such as Shopify, WooCommerce, and QuickBooks, enabling smooth management of payment plans within your existing workflows. This integration simplifies operations for merchants who already rely on these systems.

While Sezzle also offers some integrations, its ecosystem is more limited in terms of customization and adaptability to niche business models.

Global Reach

Partial.ly supports merchants and customers across multiple countries, making it a versatile choice for businesses with international audiences. Its flexibility in handling different currencies and payment methods ensures that businesses can cater to a global customer base.

Sezzle, although growing, is primarily focused on North America, which may not meet the needs of merchants looking to expand internationally.

The Verdict: Why Partial.ly Stands Out

For merchants seeking a payment solution that combines flexibility, scalability, and control, Partial.ly emerges as the clear choice. Its ability to customize payment plans, handle high-ticket items, and integrate seamlessly with existing systems makes it a powerful tool for growing businesses.

While Sezzle’s simplicity and short-term payment plans work for smaller purchases, Partial.ly’s robust features ensure that merchants can cater to a broader range of customers and business needs.

If you’re looking to empower your customers with flexible payment options while maintaining control over your business operations, Partial.ly is the way to go.