Bring your layaway program into the digital world with Partial.ly's modern, automated payment plans. Let us help you convert more customers - without adding complexity or pushing them into debt.

Why Layaway Still Matters

Today’s go-to payment options often push customers toward instant gratification - but they can also lead to financial overextension. By offering a reliable layaway program, you can help the customer stay on budget and build confidence in their financial decisions.

Use Alongside Other Payment Options

Partial.ly is not a replacement for BNPL or other payment options. It can easily be offered alongside these payment options.

Offering more payment options can lead to higher conversions and less abandoned orders. You can be confident your customers can find the payment solution that works best for them.

Layaway Plans for All Business Types

Industries that have successfully offered layaway options include:

  • Jewelry and Luxury Goods: Customers buying engagement rings, custom pieces, or heirloom-quality jewelry often want time to plan — but still want to lock in the piece they love.
  • Preorder Collectibles: Pre-orders are a perfect match for modern layaway, whether it’s limited edition drops, rare finds, or high-demand collectibles. Collect deposits and schedule payment plans before launch—turning interest into commitment.
  • Wholesalers: Layaway isn’t just for retail—it’s a powerful tool for wholesalers looking to attract more buyers and increase sales. By allowing customers to pay over time, layaway makes bulk purchasing more accessible and reduces financial barriers.
  • And many more. From furniture and pools to wellness services like medspas, layaway programs with Partial.ly can expand your customer base.

100% Approval Rating When You Choose Layaway over BNPL

BNPL companies require credit checks or approvals from customers in order to open a payment plan. The only thing that is needed to open a layaway plan with Partial.ly is the downpayment you require, if any.

Buy Now Pay Later (BNPL) solutions also have very low approval rates. By offering layaway with Partial.ly, customers have a 100% approval rate which can drive your conversions higher.

Faster Checkout When No Credit Check Required

Layaway with Partial.ly does not require credit checks, helping you attract a broader range of customers, as well as speeding up the purchase process. This reduces friction for customers and makes it easier for them to complete their transactions.

Flexible & Customizable Payment Terms

With Partial.ly, you can customize every aspect of your layaway plans, from installment schedules to eligibility rules, ensuring they align perfectly with your business model. Whether you need to tailor plans to specific products, set cart minimums, or adjust terms to fit your customers’ needs, Partial.ly gives you the freedom to do it all.

Easily Add to Your Business and Workflow

No matter how you sell, Partial.ly makes it easy to offer layaway to your customers. Whether through your website, social media, email, or in person, you can implement Partial.ly via:

  • Direct e-commerce integrations (Squarespace, Shopify, WooCommerce, and more)
  • Direct invoicing integrations (Quickbooks, Harvest, Freshbooks)
  • Custom website options for non-partner platforms
  • Sharable / Embeddable URLs that lead to layaway checkout
  • Zapier automations to connect with your existing workflow
  • QR codes for in-person or print advertisement
  • REST API Access for developers
  • White Labeling Available

Simple & Transparent Pricing

Increase Conversions & Reduce Abandoned Carts

Cart abandonment is a major challenge, especially for online businesses, often caused by price hesitation or lack of flexible payment options. Offering a layaway solution with Partial.ly can help reduce abandoned carts and boost conversions by giving customers a way to pay over time.

Contribute to Your Customers’ Financial Confidence

When you support better spending habits, your business benefits too. Customers that feel financially secure are more likely to make additional purchases and stay loyal to your brand.

The Importance of an 'About Layaway' Section on Your Website

While offering layaway via Partial.ly is a great step, it’s equally important to educate your customers about your layaway option. A dedicated 'About Layaway with Partial.ly' section on your website helps customers understand how it works and why it benefits them. Here’s why it matters:

  • Increases Awareness – Many customers may not realize that flexible payment options are available. A clear, informative section ensures they know about Partial.ly before making a purchase decision.
  • Builds Trust – Transparency about payment options builds customer confidence. Providing details about installment structures, terms, and benefits makes them more likely to choose this option.
  • Reduces Cart Abandonment – One of the top reasons for abandoned carts is affordability concerns. When customers see that they can split their payments, they are more likely to complete the transaction.
  • Make Your Policies Clear - Make sure customers know your policies to prevent any confusion on things like shipping, cancellations, and refunds, especially if these policies differ from upfront payment options. You will want to put these polices in your plan contract as well.
  • Encourages Informed Decisions – An educational approach ensures customers understand the advantages of Partial.ly over high-interest credit options, reinforcing responsible spending habits.

See an example of an ‘About Layaway’ page in our demo store at: https://shopify.demo.partial.ly/pages/layaway

Conclusion

Adding a layaway option with Partial.ly is a simple yet powerful way to increase conversions, expand your customer base, and provide a stress-free payment experience. Ready to bring success to your layaway program? Get started with Partial.ly today! Book a demo with our sales agents to learn more at https://calendly.com/partially.